Not Business as Usual

Looks like life is throwing me another curve. Probably, in a little more than a month, I will have 25% of my job. That's all the money they're allotting for overhead in the Division, and writing and editing are overhead. I know it's not personal — I do my job really well, and everyone seems to like me — and need me. They just don't want to pay for it!

We have already downsized at home, closed the studio. But now the Healthcare discussion becomes personal. John is self-employed. How will we pay for health insurance? COBRA is expensive!

I can't really wrap my head around this yet. I'm still hoping for miracles. If you've got any great ideas, let me know.
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UPDATE
Probably will not have 25% of a job, whatever that is. Probably will have all (less likely) or none (more likely). No one really believes this, let alone me. Everyone continues to give me work. I continue to do it. We talk future -- later and so forth. Magic? or denial.